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History and Background
Ventura County Business Bank is founded on the premise that
the business community values efficiency, confidentiality, and personalized service. We
deliver personalized banking services to small businesses through experienced professional
bankers with a demonstrated track record for efficiency and integrity.
We offer a high level of personalized service with highly personable employees and a broad
range of commercial banking products and services attractive to small to medium-size
commercial businesses, professionals and residents in Ventura County.
Products and Services
- personal and business checking accounts
- savings accounts
- money market accounts
- certificates of deposits
- professional and trust accounts
- IRA accounts
- lines of credit and term loans
- commercial real estate loans
- equipment loans
- accounts receivable and inventory financing
- credit lines to individuals
- real estate loans
- construction loans for both new and remodeled single
family residences and to established developers primarily for the construction of
1-to-4 unit residential developments and owner occupied commercial buildings
- letters of credit
- cash and secured loans
- equity lines of credit
- overdraft protection loans
- direct social security deposit
- letters of credit collections
- cash management
- ATM access
- account reconciliation
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Member FDIC
