A Basic Business Checking account designed for businesses with low to moderate transaction
activity and balances. Excess activity may qualify you for Account Analysis Checking.
Features
- Minimum to open: $500.00
- Unlimited check writing privileges.
- Unlimited teller service
- Free use of other banks' ATMs
- Account access by branch, ATM, phone, or online
- Overdraft protection available
If average daily balance for monthly statement cycle falls below $5,000.00, a base fee of
$15.00 plus $.20 for each withdrawal will be charged.
This account is limited to 20 deposits per month and 50 checks per month. If these limits
are exceeded, the account may be subject to analysis charges.
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Business Account Analysis Checking
Analyzed checking for businesses with higher transaction activity or higher balances.
Analyzed checking gives you the opportunity to receive earnings credit on the combined,
collected balances in all of your non-interest-bearing accounts to offset all or part of
your account fees.
Features
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Minimum to open: $1,000.00
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Unlimited check writing privileges.
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Unlimited teller service
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Free use of other banks' ATMs
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Account access by branch, ATM, phone, or online
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Overdraft protection available
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A base fee of $15.00 will be charged.
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This account features an earnings credit which is
applied to reduce/eliminate fees on the account. If the earnings credit exceeds the fees
for any period, you will not be assessed fees, but you will not be paid, carry forward or
otherwise receive credit for any excess earnings credit.
Refer to schedule of fees for additional analysis charges.
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Attorney Client Trust Checking
An interest-bearing account available to facilitate compliance with State Bar
requirements. Ventura County Business Bank will forward the interest earned in accordance
with the State Bar of California guidelines.
Features
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Minimum to open: $500.00
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Interest Bearing
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Unlimited check writing privileges.
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Free Online Banking
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Unlimited teller service
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Free use of other banks' ATMs
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Account access by branch, ATM, phone, or online
In order to earn interest, the minimum average daily balance for the monthly statement
cycle is $2,500.00.
If average daily balance for monthly statement cycle falls below $2,500.00, a base fee of
$15.00 plus $.15 for each withdrawal will be charged.
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Member FDIC
