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  Business Loans

A full complement of lending products designed to meet the specialized needs of Ventura County customers.


Equipment Loans
 

 

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(805) 604-7600
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Finance the purchase of equipment or other capital assets for your business. 

Eligible equipment
Eligible business equipment or capital assets include:

  • Manufacturing, printing or distribution equipment
  • Heavy-duty trucks 2.5 tons and up
  • Computers
  • Machine tools
  • Aircraft

Features and benefits

  • Interest rate reduction with convenient automatic payment
  • No prepayment fee if you decide to pay off your loan early
  • Simple application process to save you time
  • Variable interest rates
  • Customized rates and fees

Terms

  • Equipment: up to 5 years
  • Heavy-duty trucks: up to 7 years
  • Aircraft: up to 15 years

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Working Capital Loans

Smooth out the peaks and valleys of your receivables and get the short-term money you need to keep your business growing.

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Commercial Real Estate Loans

Get the financing you need to buy or refinance owner-occupied commercial and industrial real estate.

Eligible properties
Properties include (but are not limited to):

  • Commercial office buildings
  • Industrial warehouses
  • Industrial manufacturing facilities
  • Apartment Buildings (5 or more units)

Features and benefits

  • Competitive interest rates
  • Rate reduction with convenient automatic payment
  • Expedient approval process

 

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